Draft · confidential discussion outline
DRAFT INVESTOR INFORMATION MEMORANDUM (PROSPECTUS OUTLINE) — NOT AN OFFER TO SELL SECURITIES OR FINAL PROSPECTUS
QLA Fund — Quality Life Assurance Infrastructure Fund
Draft v0.1 — 16 October 2026
This outline is for discussion only. It is not an offer to sell or a solicitation of an offer to buy any security, is not available for subscriptions, and has not been reviewed by any regulator or counsel. The fund is not formed, licensed, or registered, and is not accepting capital. See SEC guidance on starting a private fund ↗.
1.Investment thesis
Essential services — food, care, housing, work, childcare, repairs, mobility, household, and deathcare — show durable, non-discretionary demand. Owner-operated firms in these sectors frequently face succession gaps. The thesis is that disciplined acquisition and patient operation can preserve these services and deliver community "peace of mind" as a product. This is a hypothesis, not a demonstrated result.
2.Fund rationale
A dedicated vehicle would allow capital allocation across a portfolio of operators within a defined corridor, sharing back-office, workforce, and trust infrastructure. Whether a fund is the appropriate structure is TBC with counsel.
3.Sectors & cradle-to-grave
- Food markets & distribution — Everyday
- Home care & health — Aging & recovery
- Housing — Shelter
- Staffing, wages & workforce — Earning
- Childcare & education — Cradle
- Home repairs, HVAC & plumbing — Household
- Auto & transportation — Mobility
- Household services & laundry — Household
- Deathcare, funeral & stewardship — Grave & beyond
4.Fund vs. Benefits vs. Acquisition sourcing
- QLA Fund: proposed vehicle to allocate, build, and buy essential infrastructure.
- Kingdom Family Acquisition Fund: separate; sources, diligences, executes acquisitions.
- QLA Benefits: separate proposed preventive/protective living-benefit access. Not an investment return. Not insurance coverage.
No shared accounts or data. Inter-entity arrangements are related-party matters requiring disclosure.
5.Target buy box
- Purchase price: $500k – $2M
- Revenue: $1M – $3M
- SDE: ≥ $300k
- EBITDA: ≥ $225k
- Price multiple: Preferably ≤ 3.0× SDE
- Operating history: 5+ years
- Employees: 5+
- Financing: Seller financing preferred; lender-qualified SBA loans evaluated, never promised
Geography: user-defined Atlanta–Jacksonville corridor via I-75 (Macon, Tifton, Valdosta) and the Douglas–Waycross–Savannah–Brunswick coastal route.
6.Historical leads
As of 2026-10-08 only. Status: Historical broker lead – not reverified / current availability unknown.
| Lead | Ask | Revenue | SDE |
|---|---|---|---|
| Established Landscaping & Lawn Care Franchise | $1,295,000 | $2,110,953 | $458,802 |
| Profitable Jacksonville Auto Body Shop | Not disclosed | $1,800,000 | $400,000 |
| Profitable Jacksonville Landscaping Business | $1,100,000 | $900,000 | $300,000 |
No ownership, LOI, closing, current availability, or verified financials are claimed.
7.Current portfolio
None verified. No acquisitions have been disclosed or completed.
8.Team, governance & conflicts
Sponsor, investment committee, independent oversight, and conflicts policy: TBC. Related-party relationships with the Acquisition Fund, QLA Benefits, and FamMark must be fully disclosed.
9.Target sourcing & diligence
Sourcing via broker platforms and direct outreach, executed by the Acquisition Fund. Minimum diligence:
- Re-verify listing is still active directly with broker
- 3 years tax returns + YTD P&L; SDE add-back reconciliation
- Quality of earnings review by independent accountant
- Customer concentration, contracts and recurring revenue
- Franchise agreement / transfer approval (if franchise)
- Licenses, permits, environmental and insurance review
- Employee roster, key-person risk, wage and classification compliance
- Seller-financing willingness and lender pre-qualification (not assumed)
10.Risk factors
- Total loss. Investors in any future vehicle could lose their entire investment.
- Liquidity. Private fund interests would be illiquid; no market exists and redemptions may be unavailable.
- Valuation. Small private businesses are hard to value; SDE add-backs can overstate earnings.
- Leverage. Debt magnifies losses; covenants and personal guarantees may apply.
- Counterparty. Sellers, lenders, brokers, and franchisors may fail to perform.
- Execution. No track record. Deals may not close; integrations may fail; key staff may leave.
- Regulation. Healthcare, childcare, deathcare, and staffing are licensed sectors; securities law constrains fundraising.
- Related-party. Dealings with the Acquisition Fund, QLA Benefits, or FamMark may not be arm's length.
- Conflicts of interest. Sponsors may have competing interests in allocation, fees, and timing.
- Concentration. A narrow geographic corridor and small number of holdings concentrate risk.
- Key person. Outcomes depend on a small number of individuals.
- Stale data. Historical broker leads are not reverified and may be unavailable or inaccurate.
11.Financing & capital plan (illustrative)
Illustrative only: seller financing (preferred), lender-qualified senior debt such as SBA loans (evaluated, not promised), and equity. No amounts or sources are secured.
12.Sources & uses
Sources and uses per transaction: TBC.
13.Fees, carry & waterfall
Management fee, carried interest, hurdle, and waterfall: TBC by counsel.
14.Distributions
Distribution policy: TBC. No distributions are promised.
15.Term & redemptions
Fund term, lock-up, and redemption rights: TBC. Expect illiquidity.
16.Exit
Exit strategy (hold, recapitalize, sell): TBC.
17.Entity structure & securities exemption
Legal entity, jurisdiction, adviser registration status, and securities exemption (e.g., Regulation D): TBC by qualified securities counsel. No general solicitation is made through this site.
18.Compliance & fairness
Fair allocation of opportunities, AML/KYC, and fair-lending/employment compliance in operating companies: policies TBC.
19.Reporting
Planned periodic reporting with reviewed financials; format and audit TBC.
20.Counsel review & availability
This document must be reviewed and rewritten by qualified securities counsel before any use. Not available for subscriptions. Non-binding information requests only, via Inquiries.
